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New1 hour ago

103 Elmwood Avenue

Harding, Richmond Hill

$1,699,000

Detached|2-Storey
5 | 7 | 6
About this home

Gorgeous 2-Storey Detached Home in highly sought-after Central Richmond Hill, situated on a spacious 45' x 150' lot. Offering 5+3 bedrooms, 7 bathrooms, and over 3,300 sq. ft. above grade, this home has been extensively renovated with thousands spent on upgrades. Features a bright main-floor in-law suite with 3pc ensuite, a stunning skylight, pot lights, granite kitchen countertops and backsplash, and a breakfast area with walkout to the huge deck. The family room and basement each feature a gas fireplace. The upgraded primary 6pc ensuite includes a freestanding tub and full-height wall tiles, while the primary bedroom offers a private walkout balcony. Finished basement with a separate entrance, full kitchen, 3 Bedrooms, 2 baths and spacious entertainment room-ideal for extended family or potential rental use. Conveniently located minutes to Yonge Street, GO Train, T&T Supermarket, schools, and a lot more.

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Got questions?

Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
Style2-Storey
Approx. AgeNot available
Size3000-3500 sq. ft.
Property Tax$8,616
Lot Size45 ft x 150 ft
mls© NumberN13729922
Listed BySMART SOLD REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,696
Property tax
$718
Heat allowance
$150
Housing costs
$9,564 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $339,800
25-yr amortization

Income needed

$294,000

gross annual household income

Payment at 4%
$7,150 / mo
Cash down
$339,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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