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Listed 19 days ago

22 Cynthia Crescent

Oak Ridges, Richmond Hill

$2,599,000

Detached|2-Storey
4 | 4 | 8
About this home

HELLO, CYNTHIA! Set upon nearly a full acre of treed, private grounds, this 2-storey brick residence unfolds across 4+1 bedrooms and 4 bathrooms - approx. 2,760 sq ft above grade, a mere stroll from Yonge Street. The main floor is anchored by a gas fireplace in the living room, a separate family room, formal dining, and a generous eat-in kitchen finished with stainless steel appliances. Upstairs, a skylight bathes the landing in natural light, leading to a primary suite with a custom-organized walk-in closet and an ensuite retreat. Below, the finished basement offers a fifth bedroom, bathroom, second kitchen, portable sauna, and a sun-filled, fireplaced living room that walks out to serene gardens and the gated pool- a home within a home. Outdoors, a saltwater pool and sweeping lawn - room enough for a game of catch or a future tennis court - sit beside an attached 3-car garage, the whole property framed in mature trees and flower beds. Central vac throughout, and major systems recently renewed: furnace, AC, and hot water tank (2023), sump pump with backflow preventer (2023), roof (2017). Tucked onto a quiet crescent in an established Oak Ridges enclave, it's steps to Beaufort Hill Park, Black Willow Trail, and Lake Wilcox, with shopping, dining, and golf close at hand, and a 7-min drive to Bloomington GO for commuters - top schools nearby complete the picture. A rare offering.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$10,763
Lot Size136.22 ft x 294.38 ft
mls© NumberN13670230
Listed ByUNION CAPITAL REALTY

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$13,303
Property tax
$897
Heat allowance
$150
Housing costs
$14,350 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $519,800
25-yr amortization

Income needed

$442,000

gross annual household income

Payment at 4%
$10,937 / mo
Cash down
$519,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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