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Listed 19 days ago

40 Ridge Gate Crescent

Mt Albert, East Gwillimbury

$1,128,000

Detached|2-Storey
4 | 4 | 6
About this home

Welcome to 40 Ridge Gate Crescent, a beautifully maintained 10-year-new detached home in sought-after Mt. Albert. Offering over 2,600 sq. ft. above grade plus approx. 900 sq. ft. of finished lower-level living space, this spacious home features 4+2 bedrooms, 3+1 bathrooms, 9-ft smooth ceilings, hardwood floors, pot lights, elegant coffered ceilings and convenient second-floor laundry. The modern kitchen features built-in appliances, breakfast bar, a convenient fold-out pot filler faucet mounted above the stove, and a Butler's Pantry/Server's Kitchen.Situated on a premium approx. 135-ft-deep lot backing onto farmland/open green space, enjoy exceptional privacy and beautiful sunrise and sunset views. Patio doors from the primary bedroom offer the perfect opportunity for a future private deck overlooking the fields.The finished basement features 2 bedrooms, a full bathroom with heated floors, kitchen, separate entrance, above-grade window, and a second laundry area with its own washer & dryer-ideal for extended family or rental potential.Additional features include central vac, HEPA filtration (owned) and tankless hot water. Close to parks, schools, amenities and Hwy 404. Over 3,500 sq. ft. of total finished living space with privacy, versatility and a premium setting-book your showing today! y or rental potential. Additional features include central vac, HEPA filtration (owned) and tankless hot water. Close to parks, schools, amenities and Hwy 404. Over 3,500 sq. ft. of total finished living space with privacy, versatility and a premium setting-book your showing today!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$5,452
Lot Size34.45 ft x 143.01 ft
mls© NumberN13670082
Listed ByHOMELIFE GOLCONDA REALTY INC.

Listing History

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  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,774
Property tax
$454
Heat allowance
$150
Housing costs
$6,378 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $225,600
25-yr amortization

Income needed

$196,000

gross annual household income

Payment at 4%
$4,747 / mo
Cash down
$225,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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