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Listed 3 months ago

46 CHURCH Street S

Alliston, New Tecumseth

$689,000

Detached|2-Storey
3 | 2 | 5
About this home

Tucked on a corner lot in the heart of Alliston, this circa 1910 two storey has presence from the sidewalk: a gambrel roofline, warm red brick, and a covered front porch. The character survived the century and the updating is already done. Approximately 1,232 square feet above grade opens with stained glass in the entry, a black staircase rising past deep trim and wide cased openings, and a living room warmed by a gas fireplace, open to the dining room. The kitchen is fully updated in white shaker cabinetry with stainless appliances, black hardware and a window over the sink. At the back, a generous mudroom and laundry in patterned tile and shiplap has its own door to the yard, and a powder room sits under the stairs. Upstairs, three bedrooms share a three piece bath with black fixtures. The full basement is unfinished, clean and bright, ready for a workshop or storage. An owned on demand water heater, upgraded insulation, central air and forced air gas heat carry the practical side. Mature trees wrap the lot, with parking for five, three in the detached garage and two on the private drive off Nelson Street. The Alliston Memorial Arena is a two minute walk down Nelson and PPG Park is six minutes up Church Street, with three parks and nine recreation facilities inside a twenty minute walk. Alliston Union PS and Banting Memorial HS are an easy walk, Stevenson Memorial Hospital is minutes away, and the shops and restaurants of Victoria Street are around the corner.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$3,467
Lot Size55 ft x 67.67 ft
mls© NumberN13579468
Listed ByKELLER WILLIAMS EXPERIENCE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,527
Property tax
$289
Heat allowance
$150
Housing costs
$3,966 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $137,800
25-yr amortization

Income needed

$122,000

gross annual household income

Payment at 4%
$2,899 / mo
Cash down
$137,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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