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Listed 26 days ago

186 Oxford Street

Mill Pond, Richmond Hill

$3,399,900

Detached|2-Storey
5 | 5 | 8
About this home

Client RemarksClient RemarksExperience timeless elegance and modern comfort in this magnificent 5,105 sq. ft. residence, plus an additional 3,000 sq.ft. unfinished basement, ideally situated in one of Richmond Hill's most coveted neighborhoods - Mill Pond. Designed with exceptional attention to detail, this carpet-free home offers generously sized living spaces, perfect for both family living and grand entertaining.The main floor features 9-ft ceilings, custom pot lighting, and a striking Scarlett O'Hara oak staircase that sets the tone for sophistication throughout. A radiant-heat fireplace creates a warm and inviting ambiance, complemented by solid oak floors, oak-trimmed windows, and door frames for enduring elegance. The custom Oak Kitchen is both stylish and functional, featuring new smart Samsung stainless steel appliances, including a fridge and stove - ideal for today's modern lifestyle. Upstairs, you'll find three master bedrooms, a spacious great room, and an impressive primary suite with a private sitting area, a spa-inspired ensuite with a washlet bidet, and a private balcony - a serene retreat for morning coffee or evening relaxation. All closets include built-in organizers for optimal storage. Recent upgrades ensure long-term comfort and efficiency, including: New windows (2 years), Roof (9 years).2 upgraded furnaces,2 new A/C. The fully waterproofed lower level includes a rough-in for a bar and washroom, and side entrances with direct access to both the basement and backyard. Step outside to your private backyard oasis, where over $300,000 has been invested in professional landscaping and resort-style design. Enjoy a 3-year-old saltwater, heated pool complete with a waterfall, spillover jacuzzi, and automated cover.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age31-50
Size5000 + sq. ft.
Property Tax$12,596
Lot Size80.45 ft x 130.11 ft
mls© NumberN13546764
Listed BySUPERIOR REALTY POINT INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$17,402
Property tax
$1,050
Heat allowance
$150
Housing costs
$18,602 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $679,980
25-yr amortization

Income needed

$572,000

gross annual household income

Payment at 4%
$14,307 / mo
Cash down
$679,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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