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Harding, Richmond Hill
$1,329,000
Welcome to this beautifully renovated and exceptionally well-maintained family home offering over 3,000 sq. ft. of finished living space in one of Richmond Hill's most desirable neighbourhoods. This move-in-ready home features 4+2 spacious bedrooms, 4 updated bathrooms, 2 kitchens, a double-car garage, and a fully finished basement with a separate entrance, offering the perfect blend of comfort, functionality, and excellent mortgage-helper potential.The bright main floor showcases a renovated kitchen with granite countertops, stainless steel appliances, ample cabinetry, and a breakfast area with walk-out to the backyard. Hardwood flooring throughout the main and second levels, elegant iron picket railings, LED pot lights, modern light fixtures, and updated bathrooms add timeless style. The spacious layout includes generous living and dining rooms and a cozy family room with an electric fireplace.Upstairs features a spacious primary bedroom with a walk-in closet and renovated 3-piece ensuite, plus three additional family-sized bedrooms and an updated 5-piece bathroom.The fully finished basement with a separate entrance offers exceptional flexibility, featuring 2 bedrooms, a kitchenette, recreation area, dining space, laminate flooring, and a 3-piece bathroom. Ideal for extended family or potential rental income of approximately $1,800/month from a qualified AAA tenant (buyer to verify). Enjoy a beautifully landscaped, fully fenced backyard with a large interlock patio and side walkway, perfect for entertaining. Conveniently located just steps to Yonge Street, Harding Park, top-rated schools, shopping, restaurants, T&T Supermarket, public transit, GO Transit, and major highways. A rare opportunity to own a move-in-ready home in a highly sought-after Richmond Hill location!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $7,363 |
| Lot Size | 39.9 ft x 100.06 ft |
| mls© Number | N13225490 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,802
- Property tax
- $614
- Heat allowance
- $150
- Housing costs
- $7,566 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$233,000
gross annual household income
- Payment at 4%
- $5,593 / mo
- Cash down
- $265,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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