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Birchcliffe-Cliffside, Toronto
$779,000
Welcome to this charming renovated 2-bedroom, 2-bathroom bungalow situated on a generous 35 x 120 ft lot in the highly desirable Birchcliffe Heights neighbourhood! Lovingly maintained by the same family for many years, this warm and inviting home offers plenty of character throughout. A welcoming front porch sets the tone, providing the perfect spot to relax and unwind. Inside, you'll find a bright and spacious living room that flows seamlessly into the dining area, ideal for everyday living and entertaining. The generously sized kitchen features ample cabinetry, counter space, and storage. The beautifully renovated and finished basement offers a comfortable recreation room, along with a dedicated laundry area and workshop. As part of the extensive basement renovation, spray foam insulation was installed and the basement was fully waterproofed, providing added comfort and peace of mind. Step outside to enjoy the expansive backyard, offering plenty of space for outdoor entertaining, gardening, or simply relaxing. A large detached shed, formerly a garage, provides excellent storage and can be converted back to its original use. Conveniently located just steps from schools, 10 min walk from Scarborough GO train, parks, public transit, and neighbourhood shops, this well-cared-for home offers comfort, character, and a fantastic opportunity in one of Toronto's established, family-friendly communities!
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Listing History
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,987
- Property tax
- $315
- Heat allowance
- $150
- Housing costs
- $4,452 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$137,000
gross annual household income
- Payment at 4%
- $3,278 / mo
- Cash down
- $155,800
Assumes no other monthly debts · 25-yr amortization
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