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Rosebank, Pickering
$1,199,000
Rosedale design meets south Rosebank: deceptively large, architecturally stunning, and built for multi-generational living in Pickering's most exclusive pocket! Forget cookie-cutter - this property serves up over 3,300 sq ft of finished living space across two separate structures. The main house features a sophisticated, multi-level layout reminiscent of a Rosedale cottage estate. The heart of the home is a stunning kitchen transported straight to Tuscany with granite tile floors, matching granite counters, and a sun-drenched, skylit family room. Rich hardwood leads to the primary bedroom's spa ensuite, while the massive, finished basement adds a 5th bedroom, gym, and a new bathroom with a luxury jetted dual shower. But the true magic of this property unfolds as you step outside. Tucked privately at the rear of your sprawling property sits a fully finished, detached 480 sq ft guest suite. Complete with its own kitchen, new appliances, bedroom, bathroom, two separate entrances, and an independent heat pump, it offers unmatched versatility. Whether it's used for independent multi-generational living, long-term guests, or a spectacular executive home office, it is a rare auxiliary layout that bends completely to your family's needs. Home has been updated to 200amp service and panel. Enjoy a massive deck, a 24-ft pool with a new liner, and parking for 4. Walk to Blaisdale Montessori and other top schools in the area. Nestled between Rouge Valley and Lake Ontario - minutes to Highway 401 and Rouge Hill GO. Don't miss this exceptional opportunity!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,137
- Property tax
- $640
- Heat allowance
- $150
- Housing costs
- $6,927 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$213,000
gross annual household income
- Payment at 4%
- $5,046 / mo
- Cash down
- $239,800
Assumes no other monthly debts · 25-yr amortization
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