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Birchcliffe-Cliffside, Toronto
$1,368,888
Welcome to this beautifully appointed and freshly painted 4+1 bedroom, 5-bathroom detached home in the sought-after Birchcliffe-Cliffside community. Featuring an open-concept layout, 12-ft ceilings, engineered hardwood floors, crown moulding, LED pot lights, and a skylight, the home offers a bright and spacious living environment. The eat-in kitchen features a 10-ft centre island, quartz countertops and backsplash, and stainless steel appliances, while the living area is complemented by a built-in fireplace and wall unit. The primary bedroom includes a walk-in closet and 4-piece ensuite with a soaker tub and standing shower. A finished basement with a recreation room, 9-ft ceilings, and 3-piece bath provides additional living space. Enjoy the backyard with its built-in pergola, ideal for outdoor gatherings. Conveniently located minutes from the Scarborough Bluffs, TTC, and shopping, with downtown Toronto approximately 20 minutes away.Inclusions: Stainless steel fridge, stove, microwave, dishwasher, washer, dryer, all existing light fixtures and blinds. Hot water tank is a rental.
No extras listed.
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Listing History
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,007
- Property tax
- $523
- Heat allowance
- $150
- Housing costs
- $7,680 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$236,000
gross annual household income
- Payment at 4%
- $5,761 / mo
- Cash down
- $273,778
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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