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New6 days ago

40 Bernadine Street

Bendale, Toronto

$899,000

Detached|Bungalow-Raised
3 | 2 | 2
About this home

In the heart of Scarborough City Centre, this sun-filled raised bungalow pairs everyday convenience with space, privacy and flexibility. A modern façade, expansive private drive and impressive 50ft, pool-sized lot set the stage for a home that feels welcoming from the moment you walk through the door. The bright main level features dramatic near-floor-to-ceiling windows in the elegant living room and an oversized dining room ready for family dinners or holiday gatherings. The eat-in kitchen walks out to the raised deck, making indoor-outdoor living refreshingly easy. Three spacious bedrooms include a primary with room for a king-sized bed, all served by a 4pc. bathroom. Downstairs is no afterthought. A private, above-grade separate entrance opens to a bright, versatile lower level with its own kitchen, full 4pc. bathroom, cozy family room with gas fireplace and sunlit fourth bedroom with room to sleep, work or play. Ideal for extended family, guests or the grown child whose departure date remains a mystery. A dedicated laundry room and cellar add practical storage, while the built-in garage offers direct basement access and space for the car, tools and weekend projects. The deep, private backyard is made for everything from dinners on the expansive deck to lazy hours in the hammock nook. A hardscaped patio and garden shed round out a yard equally suited to entertaining, gardening or doing absolutely nothing at all. Walk to Scarborough Town Centre for shopping, dining and daily essentials (plus a few wants). Birkdale Recreation Centre and the nearby ravine are about a five-minute walk away. Sought-after schools including St. Victor and St. Andrew's, multiple bus routes and Highway 401 just two minutes away make getting around easy. The planned Scarborough Centre subway station adds future rapid-transit appeal. Space to grow, room to gather and a backyard worth lingering in. This is Scarborough living with all the right connections.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,504
Lot Size50 ft x 103.58 ft
mls© NumberE14128306
Listed ByREAL ESTATE HOMEWARD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,601
Property tax
$375
Heat allowance
$150
Housing costs
$5,127 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,800
25-yr amortization

Income needed

$158,000

gross annual household income

Payment at 4%
$3,783 / mo
Cash down
$179,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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