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West Hill, Toronto
$829,000
Rare opportunity on a deep 44' x 182.5' premium lot in established West Hill. Solid, spacious detached brick bungalow offering exceptional versatility and multiple paths to value: First-Time Buyers / End-Users: Enjoy comfortable one-level living with a bright main-floor layout, 3 bedrooms, primary ensuite, and a finished lower level with a separate entrance-ideal for mortgage-helper rental income or multi-generational living. Renovators & Investors: Prime footprint to modernise or convert into a turnkey 2-unit income-generating asset with strong cashflow potential in a high-demand rental pocket. Builders & Visionaries: Substantial, private ~183 ft deep lot with mature trees-a perfect canvas to build a custom dream home or expand footprint.Attached garage with private drive. Conveniently situated close to Guildwood & Rouge Hill GO stations, TTC, University of Toronto Scarborough, Centennial College, parks, waterfront trails, and local shopping. An outstanding multi-purpose property with limitless upside. The property is being Sold As-Is.
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Listing History
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,243
- Property tax
- $343
- Heat allowance
- $150
- Housing costs
- $4,737 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$146,000
gross annual household income
- Payment at 4%
- $3,489 / mo
- Cash down
- $165,800
Assumes no other monthly debts · 25-yr amortization
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