3 Holton Road
Woburn, Toronto
$849,000
Welcome to this beautiful detached bungalow nestled on a quiet, family-friendly dead-end street in the desirable Woburn community of Scarborough. This property offers endless possibilities for both homeowners and investors. The main floor features 1.5 washrooms and a 4 pc washroom. Finished basement with separate entrance. The property currently generates strong rental income, with $2500/month from the main floor tenant and $2600/month from the basement tenants. Outside, enjoy a large backyard with a huge deck. Conveniently located close to schools, parks, shopping plazzas, transit, restaurants, the University of Toronto Scarborough, mosques, and churches.
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Listing History
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,346
- Property tax
- $317
- Heat allowance
- $150
- Housing costs
- $4,813 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$148,000
gross annual household income
- Payment at 4%
- $3,573 / mo
- Cash down
- $169,800
Assumes no other monthly debts · 25-yr amortization
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