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New2 hours ago

1014 McCullough Drive

Downtown Whitby, Whitby

$669,000

Detached|Bungalow
3 | 2 | 4
About this home

Solid Bungalow with lots of potential for income and equity growth. Great layout for an In-law Suite/Basement Apartment. Modest Cosmetic Upgrades are all that's needed to transform this family home into a Show Piece! Several Rooms have been Virtually staged for Perspective and Inspiration. The Large Bright Kitchen with Eat-in Dining area is nicely situated beside the generous Livingroom providing for a very Family Friendly Space. Handicap/Wheelchair ramp to the front entrance provides ease of access for those with mobility challenges. Large paved Double Drive with additional parking in the Carport. Carport has direct level access to the Side entrance and Backyard. Conveniently located in Downtown Whitby. Minutes to Downtown Shops and 401. Walk to Whitby Go and Bus Service.

Extras

No extras listed.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$5,129
Lot Size51 ft x 100 ft
mls© NumberE14085090
Listed ByRoyal LePage Frank Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,424
Property tax
$427
Heat allowance
$150
Housing costs
$4,002 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $133,800
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,815 / mo
Cash down
$133,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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