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New19 hours ago

47 Holyrod Drive

Courtice, Clarington

$999,900

Detached|2-Storey
5 | 4 | 4
About this home

Five bedrooms, a main-floor den, four bathrooms and about 2,900sq ft, with forest views and no front neighbours. This Halminen-built detached home in Courtice offers 9-foot ceilings, hardwood floors, crown moulding, pot lights, California shutters and a wrought-iron staircase on the main floor. The open-concept kitchen has granite counters, stainless steel appliances and a large centre island with breakfast bar, flowing into a bright dining area with a walkout to a professionally landscaped patio. Two mudroom closets and direct access to the double garage. Upstairs, three bedrooms have walk-in closets, and the two front bedrooms look out over the forest. The full unfinished basement is ready for a recreation room or home gym. Close to Highways 401 and 407, schools, parks and shopping. Twilight images digitally enhanced.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$7,834
Lot Size39.37 ft x 101.71 ft
mls© NumberE14082780
Listed ByHOMELIFE G1 REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$653
Heat allowance
$150
Housing costs
$5,921 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,980
25-yr amortization

Income needed

$182,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$199,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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