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New17 hours ago

20 Millstone Crescent

Pringle Creek, Whitby

$1,099,999

Detached|2-Storey
4 | 4 | 6
About this home

Welcome To This Beautifully Updated 4+2 Bedroom, 4-Bathroom Home In Sought-After North Whitby! Featuring Fantastic Curb Appeal And Numerous Upgrades Throughout, This Home Offers The Perfect Blend Of Style, Comfort, And Functionality. The Main Floor Boasts New Flooring Throughout The Living Room, Dining Room, And Family Room, Complemented By Pot Lights Throughout And Updated Light Fixtures. The Renovated Kitchen Features Brand-New Stainless Steel Appliances, Updated Countertops, And A Stylish Backsplash, Creating The Perfect Space For Everyday Living And Entertaining. Upstairs, Enjoy A Beautifully Renovated Ensuite With A Glass Shower, A Hardwood Staircase, And New Flooring Throughout The Second Level. Brand-New Zebra Blinds Throughout The Entire Home Add A Modern Touch. Additional Highlights Include An Updated 2-Piece Powder Room And A Separate Entrance To A Legal Basement Apartment Featuring 2 Additional Bedrooms. Enjoy The Added Benefit Of Rental Income From The Basement Apartment, Making This An Excellent Opportunity For Homeowners And Investors Alike. Ideally Located Just Steps From Public And Catholic Schools, This Fantastic Property Combines Thoughtful Upgrades, Income Potential, And A Desirable North Whitby Location. A Must-See Property You Won't Want To Miss!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,659
Lot Size45.93 ft x 109.91 ft
mls© NumberE14081640
Listed ByCENTURY 21 TITANS REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,630
Property tax
$638
Heat allowance
$150
Housing costs
$6,419 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $220,000
25-yr amortization

Income needed

$197,000

gross annual household income

Payment at 4%
$4,629 / mo
Cash down
$220,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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