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New2 days ago

123 Lunney Crescent

Bowmanville, Clarington

$709,900

Detached|2-Storey
3 | 3 | 3
About this home

Move right in and enjoy! Charming 3-bedroom, 2.5-bath link home nestled in a vibrant, family-friendly community, offering a perfect balance of small-town charm and big-city conveniences. Enter into an open-concept main level. The living room is open to the kitchen, an excellent space to entertain, complete with hardwood floors and a cozy gas fireplace. The kitchen features stainless steel appliances, tile backsplash, granite counters, and overlooks the dining area with a patio door walk-out to a generous size backyard and landscaped gardens. The hardwood staircase with upgraded iron pickets leads to 3 spacious bedrooms, including a primary suite with walk-in closet and 4pc ensuite bath. Two other nice sized bedrooms and a recently renovated main 4-piece bathroom. The unfinished basement is your blank canvas and can be customized to suit your family needs. Other updates include hot water heater (owned - 2020), roof shingles (2024), renovated main bathroom (2024), new garage door (2021). Great location on a low-traffic crescent, close to parks, schools and scenic walking trails. Just minutes to shopping, historic downtown boutiques, waterfront trails, conservation areas, local transit, and quick access to Highway 401. A lovely place to call home!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,395
Lot Size29.53 ft x 109.81 ft
mls© NumberE14029790
Listed ByRE/MAX REAL ESTATE CENTRE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,634
Property tax
$366
Heat allowance
$150
Housing costs
$4,150 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $141,980
25-yr amortization

Income needed

$128,000

gross annual household income

Payment at 4%
$2,987 / mo
Cash down
$141,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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