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New3 days ago

32 Lockyer Drive

Rural Whitby, Whitby

$1,275,000

Detached|2-Storey
4 | 4 | 6
About this home

Beautiful home featuring over $110,000 in premium structural and design upgrades. Built within the last 5 years, this property offers over 2,600 square feet of meticulously maintained living space, complete with a partially finished basement with a legal separate side entrance. The main floor boasts a formal living room, an elegant dining room, and an upgraded kitchen with a breakfast area that opens to a fully fenced backyard. Upstairs, you will find four spacious bedrooms, each featuring direct washroom access and its own walk-in closet, alongside a conveniently located second-floor laundry room. Commuting is effortless with Highways 401, 412, and 407 just minutes away. This rapidly developing neighbourhood features a brand-new public school directly behind the home, a recently built health centre, and an upcoming shopping plaza with grocery stores just a short walk away. As an added bonus, enjoy Whitby's vibrant heritage downtown and beautiful waterfront.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$10,621
Lot Size36 ft x 90 ft
mls© NumberE14021118
Listed ByRE/MAX METROPOLIS REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,526
Property tax
$885
Heat allowance
$150
Housing costs
$7,561 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $255,000
25-yr amortization

Income needed

$233,000

gross annual household income

Payment at 4%
$5,365 / mo
Cash down
$255,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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