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New3 days ago

643 Perry Crescent

Vanier, Oshawa

$699,990

Detached|Bungalow
3 | 2 | 6
About this home

A Versatile Gem in the Heart of Oshawa! Discover exceptional versatility and modern comfort in this beautifully upgraded legal duplex, ideally suited for investors, first-time buyers, young couples, growing families, and those looking to downsize. Warm, inviting, and thoughtfully improved with attention to detail, this property offers outstanding potential for multi-generational living or supplemental rental income.Designed with functionality and safety in mind, the property features sound-dampening insulation, a 90-minute fire-rated separation between units, separate 100-amp electrical meters, and individual water heaters. Building, plumbing, fire, and safety inspections have been completed, and the electrical system is ESA-certified. Two large basement egress windows provide natural light and emergency access.Both units feature stainless steel kitchen appliances and brand-new ranges, while the upper unit boasts new quartz countertops. Fresh paint, new luxury vinyl plank flooring, and upgraded light fixtures throughout create a fresh, contemporary feel. Additional improvements include a roof, gutters, and soffits replaced in 2017, new French doors leading into the basement's main living area, and two exterior storage sheds for garbage and recycling.Further highlights include supplemental basement baseboard heating, full interior basement waterproofing with a French drain and inspected sump pump system, predominantly full-height ceilings in the lower unit, and a conveniently accessible main drain cleanout for ease of maintenance.Whether you're seeking an income-generating investment, a home that accommodates extended family, or a flexible living arrangement that helps offset ownership costs, this thoughtfully upgraded property delivers comfort, practicality, and versatility in the heart of Oshawa.A wonderful opportunity to invest in a home that adapts to your needs today and your plans for tomorrow.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,041
Lot Size40 ft x 125 ft
mls© NumberE13934890
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,583
Property tax
$420
Heat allowance
$150
Housing costs
$4,153 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,998
25-yr amortization

Income needed

$128,000

gross annual household income

Payment at 4%
$2,946 / mo
Cash down
$139,998

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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