















45 Queens Road
Rural Whitby, Whitby
$598,000
A rare opportunity for builders, investors, renovators, and custom-home buyers ready to bring their vision to life. Set on an impressive 20,839 sq. ft. lot with approximately 133 feet of frontage and 164 FT depth, the property backs onto a private conservative ravine, mature tree-lined boundaries, and small creek creating a peaceful natural setting with room for children to play, family to gather, and evenings to unwind outdoors - Hydro, natural gas, and municipal water are already connected, giving a valuable head start whether to finish or renovate the existing home or create a larger customed home. A City permit is on hand for a potential home of approximately 5,800 sq. ft. and is transferable to the new owner, subject to verification of transferability and permit conditions with the Town of Whitby. Enjoy bright living spaces, beautiful ravine views, and convenient access to the Hwy. 401 and 412 connection and Whitby GO, approximately three minutes away. A rare property with outstanding potential-bring your vision and make it home. The existing house is being sold as-is, without warranties or representations.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $6,069 |
| Lot Size | 133.13 ft x 164.14 ft |
| mls© Number | E13883776 |
| Listed By | ROYAL LEPAGE SIGNATURE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,061
- Property tax
- $506
- Heat allowance
- $150
- Housing costs
- $3,717 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$114,000
gross annual household income
- Payment at 4%
- $2,516 / mo
- Cash down
- $119,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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