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New7 days ago

12 Giles Court

Blue Grass Meadows, Whitby

$699,900

Detached|2-Storey
3 | 3 | 5
About this home

Welcome to 12 Giles Court - A rare opportunity to own a detached home on one of Blue Grass Meadows most private and desirable settings. Tucked away on a quiet family-friendly cul-de-sac, this 3+1 bedroom , 3-bathroom home offer an exceptional combination of space, privacy, flexibility and future potential. Th real showstopper is the spectacular deep , pie-shaped lot. Stretching over 130 feet deep, the backyard feels like your own private retreat, with mature trees, no rear residential neighbours and incredible space for entertaining, children, pets, gardening or simply enjoying the outdoor. The kitchen opens directly to this expansive backyard through a walk-out, creating an easy connection between indoor and outdoor living. Inside, the functional two-storey layout offers bright principal rooms, as spacious great room, separate dining area, main-floor powder room and three generous bedrooms upstairs. The oversized primary bedroom provides plenty of room to create your own private retreat, while the convenience of upper-level laundry adds everyday practicality. Downstairs, the separate side entrance leads to a fully self-contained 1 bedroom suite with its own kitchen and bathroom -an ideal setup for extended family, multi-generational living guest or potential rental income. The important upgrades are already taken care of brand new roof with 10-year warranty (2026), fresh paint (2026), central air conditioning (2019) and furnace (2017), An attached garage plus ample driveway parking provide room for up to five vehicles. Located close to parks, Schools, Transit, Shopping and everyday amenities, this is a home that offers something increasingly difficult to find : a private, tree-lined backyard and flexible living space in an established Whitby neighbourhood. Bring your vision and make this exceptional property your own. Opportunities with this lot, privacy and versatility come along -book your showing today! (Note: Some photos virtually staged)

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$5,558
Lot Size21.76 ft x 130.84 ft
mls© NumberE13880266
Listed ByHOMELIFE MAPLE LEAF REALTY LTD.

Listing History

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Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$463
Heat allowance
$150
Housing costs
$4,196 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$129,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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