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New7 days ago

51 Swindells Street

Bowmanville, Clarington

$1,049,000

Detached|2-Storey
4 | 3 | 6
About this home

OVER $100K IN UPGRADES! PREMIUM LOT WITH NO HOUSE DIRECTLY BEHIND! Welcome to this beautifully upgraded home, offering enhanced privacy and an open backyard setting. Thoughtfully designed with spacious principal rooms, quality finishes, and numerous recent upgrades. The impressive 18-foot foyer creates a grand first impression and leads into a thoughtfully designed main floor featuring separate Living, Dining, Family, and Breakfast areas-providing plenty of space for entertaining guests and everyday family living. The bright and inviting Family Room features a gas fireplace and overlooks the kitchen, creating the perfect gathering space. The upgraded kitchen offers extended-height wood cabinetry, quartz countertops, and all recently upgraded stainless-steel appliances, combining generous storage with a clean, modern look. A convenient walkout from the main floor leads to the fully fenced backyard, perfect for outdoor entertaining, children, or simply enjoying your private outdoor space. A gas BBQ line adds convenience for summer gatherings. The main floor features 9-foot ceilings, dark hardwood flooring, and an upgraded staircase with elegant iron spindles, adding warmth and sophistication throughout the home. Upstairs, engineered hardwood flooring extends throughout the second floor, creating a cohesive and contemporary feel. The second-floor laundry adds everyday convenience. Major mechanical upgrades include a high-efficiency furnace, heat pump, and thermostat, offering modernized home systems and improved efficiency. The lookout basement provides excellent natural light and flexible potential for future living, recreation, home office, or additional family space. Located within walking distance to school. A rare opportunity to own an upgraded home on a premium lot with no house directly behind-move in, enjoy, and make it your own!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age6-15
Size2500-3000 sq. ft.
Property Tax$6,648
Lot Size39.37 ft x 114.83 ft
mls© NumberE13880240
Listed ByRE/MAX REALTRON REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,369
Property tax
$554
Heat allowance
$150
Housing costs
$6,073 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $209,800
25-yr amortization

Income needed

$187,000

gross annual household income

Payment at 4%
$4,414 / mo
Cash down
$209,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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