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Featured
Listed 10 days ago

402 - 454 Centre Street S

Central, Oshawa

$318,000

Condo Apartment |
2 | 1 | 1 | 1
About this home

Welcome to this spacious 2-bedroom condo in Oshawa right off of hwy 401. Offering just under 1000 sqft., this well-laid-out suite features a bright living and dining area with walkout to a large open balcony, and an eat-in kitchen. This condo is 2 storeys and features two generously sized bedrooms, and a full 4-piece bathroom on a separate floor. Enjoy the convenience of ensuite laundry, an owned ensuite locker, and 1 underground parking space. Maintenance fees include heat, hydro, water, common elements, and parking. Building amenities include a sauna and security system, with pets permitted. Conveniently located close to transportation, Highway 401, shopping, everyday amenities, and downtown Oshawa. A great opportunity for first-time buyers, downsizers, or investors.

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BrokerHub Inc.
(647) 254-1864
TypeCondo Apartment
Style2-Storey
Approx. AgeNot available
Size900-999 sq. ft.
Maintenance Fees$850
LockerEnsuite+Owned
BalconyOpen
ExposureEast
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$1,692
mls© NumberE13873876
Listed ByROYAL LEPAGE SIGNATURE REALTY
Heat Included
Hydro Included
Water Included
Common Elements Included
Building Insurance Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,628
Property tax
$141
Heat allowance
$150
Condo fees, half counted
$425
Housing costs
$2,344 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $63,600
25-yr amortization

Income needed

$72,000

gross annual household income

Payment at 4%
$1,338 / mo
Cash down
$63,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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