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Listed 11 days ago

22 Eastbank Road

Newcastle, Clarington

$399,900

Detached|Bungalow
2 | 2 | 2
About this home

Lake Ontario views, bright living spaces and a welcoming community set the scene for everyday life in Wilmot Creek. This renovated 2 bedroom, 2 bathroom home in Newcastle pairs comfortable interiors with access to an extensive range of adult lifestyle amenities. Large picture windows draw natural light into the living room, dining area, sitting room and primary bedroom while keeping the lake in view. Updated flooring, kitchen appliances and two heat pumps provide efficient heating and cooling throughout the seasons. The separate kitchen keeps meal preparation conveniently tucked away, while two full bathrooms and a second bedroom offer space for overnight guests. Wake up to calming lake views from the primary bedroom or take your morning coffee outside to the private patio. Wilmot Creek's established land-lease community offers plenty of ways to spend your day. Monthly fees include access to the Recreation Centre, golf course, swimming pools, tennis and pickleball courts, fitness facilities and a wide variety of clubs and social activities. Whether you enjoy an active calendar or quiet afternoons by the lake, this home offers a comfortable setting for both.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$1,511
Lot Size0 ft x 0 ft
mls© NumberE13863000
Listed ByRE/MAX Rouge River Realty Ltd.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$126
Heat allowance
$150
Housing costs
$2,323 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$71,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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