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Listed 12 days ago

81 Vessel Crescent

Centennial Scarborough, Toronto

$988,000

Detached|2-Storey
3 | 4 | 2
About this home

Welcome to this stunning, carpet-free home situated just steps from the shores of Lake Ontario! Offering 3 spacious bedrooms + 2nd floor den/office and 3 bathrooms, this property combines modern comfort with an unbeatable location. The bright, open-concept main floor seamlessly integrates the living and family spaces, featuring a walk-out from the kitchen to a private backyard-perfect for entertaining. Upstairs, the primary bedroom serves as a true retreat, complete with a 4-piece ensuite featuring a relaxing soaker tub and separate standing shower. A large front balcony offers a wonderful spot to enjoy your morning coffee and lake breezes.The fully finished basement features a separate walk-up entrance, complete with a living area, bedroom and secondary kitchen-offering tremendous versatility for extended family or potential rental income. Unmatched location close to waterfront trails, beach areas, playgrounds, top-ranked schools, and all daily amenities. Commuters will love the easy access to TTC, Rouge Hill GO Station, Highway 401, Kingston Rd and Port Union Rd. Move-in ready living by the lake awaits !

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,087
Lot Size26.28 ft x 78.83 ft
mls© NumberE13860372
Listed ByHOMELIFE LANDMARK REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,057
Property tax
$424
Heat allowance
$150
Housing costs
$5,631 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $197,600
25-yr amortization

Income needed

$173,000

gross annual household income

Payment at 4%
$4,158 / mo
Cash down
$197,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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