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Price Change$630,000

13 - 303 Garden Street

Downtown Whitby, Whitby

$575,000

Condo Townhouse |
3 | 2 | 1 | 0
About this home

Great Investment Property For Young Growing Family. Freshly Painted 2-Storey End Unit With Walk out And Separate Entrance Basement With 1 room, Living Area And 3 Pieces Bathroom. Bright Open Spaces On The Main Level. Upgraded Kitchen Cabinets With Granite Counters And Backsplash. Stainless Steel Appliances. Close To The 401, Public School, Restaurants, Malls & Other Shopping Walking Distance Away. Visitor Parking Is Next To The Unit, Children Play Area & Easy Access Walk To Path To Garden Street.

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BrokerHub Inc.
(647) 254-1864
TypeCondo Townhouse
Style2-Storey
Approx. AgeNot available
Size1200-1399 sq. ft.
Maintenance Fees$451
LockerNone
BalconyNone
ExposureEast
Parking TypeOther
Parking Spaces1
Parking FeaturesNone
Property Tax$3,442
mls© NumberE13783172
Listed ByHOMELIFE/BAYVIEW REALTY INC.
Building Insurance Included
Common Elements Included

Listing History

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  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$287
Heat allowance
$150
Condo fees, half counted
$225
Housing costs
$3,605 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,000
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,420 / mo
Cash down
$115,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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