| Building Insurance Included | |
| Common Elements Included |






















13 - 303 Garden Street
Downtown Whitby, Whitby
$575,000
Great Investment Property For Young Growing Family. Freshly Painted 2-Storey End Unit With Walk out And Separate Entrance Basement With 1 room, Living Area And 3 Pieces Bathroom. Bright Open Spaces On The Main Level. Upgraded Kitchen Cabinets With Granite Counters And Backsplash. Stainless Steel Appliances. Close To The 401, Public School, Restaurants, Malls & Other Shopping Walking Distance Away. Visitor Parking Is Next To The Unit, Children Play Area & Easy Access Walk To Path To Garden Street.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Ask our AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Condo Townhouse |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1200-1399 sq. ft. |
| Maintenance Fees | $451 |
| Locker | None |
| Balcony | None |
| Exposure | East |
| Parking Type | Other |
| Parking Spaces | 1 |
| Parking Features | None |
| Property Tax | $3,442 |
| mls© Number | E13783172 |
| Listed By | HOMELIFE/BAYVIEW REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,943
- Property tax
- $287
- Heat allowance
- $150
- Condo fees, half counted
- $225
- Housing costs
- $3,605 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$111,000
gross annual household income
- Payment at 4%
- $2,420 / mo
- Cash down
- $115,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.