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New5 days ago

401 - 363 Simcoe Street N

O'Neill, Oshawa

$499,900

Condo Apartment |
2 | 2 | 2 | 1
About this home

Welcome to this beautifully maintained 2-bedroom plus den condo offering 1,312 sq. ft. of bright, comfortable living space in a desirable Oshawa building. With an abundance of windows throughout, the suite is filled with natural light and offers a warm, inviting feel from the moment you step inside. The spacious balcony overlooks a lovely garden area-an ideal spot to enjoy a quiet morning coffee or unwind at the end of the day. Lovingly cared for and thoughtfully laid out, this home offers generous principal rooms, a versatile den, and a location directly across from Lakeridge Health Oshawa, with convenient access to everyday amenities. A wonderful opportunity for those seeking space, comfort, and a well-regarded building in a central location.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeCondo Apartment
Style1 Storey/Apt
Approx. Age51-99
Size1200-1399 sq. ft.
Maintenance Fees$1,251
LockerExclusive
BalconyOpen
ExposureEast
Parking TypeUnderground
Parking Spaces2
Parking FeaturesUnderground
Property Tax$3,491
mls© NumberE13718748
Listed ByRE/MAX Jazz INC.
Heat Included
Common Elements Included
Hydro Included
Building Insurance Included
Water Included
Parking Included
Cable TV Included
CAC Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$291
Heat allowance
$150
Condo fees, half counted
$625
Housing costs
$3,625 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$112,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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