| Hydro Included | |
| Heat Included | |
| CAC Included |






























414 - 1235 Bayly Street
Bay Ridges, Pickering
$449,900
This bright, open-concept suite features a south-facing enclosed 100 sq. ft. balcony, perfect for morning coffee or unwinding at the end of the day. The spacious layout offers plenty of room for everyday living and entertaining, with a breakfast bar and dedicated dining area. The primary bedroom comfortably accommodates a king-size bed and features a large double closet with additional shelving. The versatile den can be used as a home office, nursery, guest space, or second bedroom. Included are 1 owned underground parking space and 1 owned locker, both conveniently located near the entrance and elevator. San Francisco By the Bay offers an impressive selection of amenities, including a gym, steam room, indoor pool and hot tub, yoga room, party lounge, visitor parking, 24-hour concierge, and rooftop terrace with BBQs. The lobby and hallways were updated in 2024. Minutes from Highway 401, Pickering Town Centre, the marina, restaurants, and the waterfront, this location offers an excellent balance of lifestyle and convenience. Ideal for first-time buyers, downsizers, small families, investors, and commuters looking for low-maintenance living by the water.
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | Not available |
| Size | 600-699 sq. ft. |
| Maintenance Fees | $603 |
| Locker | Owned |
| Balcony | Enclosed |
| Exposure | South |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | None |
| Property Tax | $3,581 |
| mls© Number | E13709476 |
| Listed By | RE/MAX ROUGE RIVER REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,303
- Property tax
- $298
- Heat allowance
- $150
- Condo fees, half counted
- $302
- Housing costs
- $3,053 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$94,000
gross annual household income
- Payment at 4%
- $1,893 / mo
- Cash down
- $89,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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