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Listed 8 days ago

109 Elgin Street

Bowmanville, Clarington

$675,000

Detached|Bungalow
1 | 2 | 7
About this home

A fully renovated bungalow in downtown Bowmanville, offering the kind of single-level living that appeals to downsizers, first-time buyers, and anyone looking to simplify without giving up space or style. The main floor is open concept, with the living and dining rooms flowing into one another to create a bright, easy layout for everyday living or entertaining. The kitchen has been fully updated with quartz countertops, a Jenn-Air downdraft stove, and a built-in wine rack - a functional, well-finished space for anyone who spends real time cooking. The primary bedroom includes double closets, giving both storage and flexibility that older bungalows in this price range don't always offer. A separate entrance leads down to a finished basement, where large windows bring in far more natural light than the typical lower level. Whether the space is used as a rec room, a home office, guest quarters, or an in-law suite, the separate access adds real versatility to how the home can be used. The garage/workshop is a great addition to this home only one year old. Located in the heart of Bowmanville, the property is within easy reach of the downtown core's shops, restaurants, with quick access to Highway 401 and GO Transit for commuters heading toward Oshawa or Toronto. It's a well-cared-for home in an established, walkable part of town - updated where it counts, and ready to move into.

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Got questions?

Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,354
Lot Size67.6 ft x 149.16 ft
mls© NumberE13706512
Listed ByRE/MAX ROUGE RIVER REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,455
Property tax
$363
Heat allowance
$150
Housing costs
$3,968 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,000
25-yr amortization

Income needed

$122,000

gross annual household income

Payment at 4%
$2,841 / mo
Cash down
$135,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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