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Listed 12 days ago

10 Niagara Trail

Newcastle, Clarington

$729,900

Detached|Bungalow
2 | 2 | 3
About this home

Welcome to this move-in ready, corner unit bungalow in the sought after adult lifestyle community of Wilmot Creek, set along the scenic shores of Lake Ontario. Designed for comfortable, easy living, this 2 bedroom home offers a spacious layout with plenty of room to relax, entertain and enjoy your hobbies. A covered front porch welcomes you inside, while the two car driveway and attached garage, with convenient interior access, adds everyday practicality. The open-concept main floor features an eat-in kitchen with ample cupboard and counter space, a bay window and overlooks the dining area. The inviting living room offers a gas fireplace, large window and a walk-out to the patio, creating an easy connection to the outdoor space. The primary bedroom features new broadloom flooring, a bay window, his-and-her closets and a 4pc ensuite. A second bedroom, 4pc bathroom and laundry closet complete the main level. Downstairs, the expansive, finished rec room provides additional living space with new broadloom flooring, along with generous storage, a large workshop area ideal for hobbies or projects, and an oversized cold cellar. Wilmot Creek offers an active and social lifestyle with an impressive selection of amenities, including a golf course, pool, pickleball and tennis courts, recreation centre, walking trails, garden club, lawn bowling and dog run. A wonderful opportunity to enjoy comfortable bungalow living in a community designed with lifestyle in mind. Monthly fees of $1,537.55 ($1,300.00 site fee + approx. $237.55 taxes as per Compass Communities) include snow removal, and full access to community amenities. (*Buyer may have the potential to assume the existing lease with monthly fees of $751.85 + $237.55 = $989.40 incl. taxes. This is subject to Compass Community approval.)

Extras

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,851
Lot Size0 ft x 0 ft
mls© NumberE13696664
Listed ByReal Broker Ontario Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,736
Property tax
$238
Heat allowance
$150
Housing costs
$4,124 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $145,980
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$3,072 / mo
Cash down
$145,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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