23 Dunelm Street
Scarborough Village, Toronto
$879,900
A Great Opportunity in the highly desirable Scarborough Village community! Spacious Bungalow features 3+3 bedrooms, 4 bathrooms and 1+1 kitchens, 1205 Sqft offering an ideal layout for multi-generational living or income potential. Lots of pot light in living & dining room. Primary bedroom with a private ensuite. Finished Basement With Separate Entrance, 3 Bedroom & 2 bathrooms, Ideal For Multi-generational Living Or Rental Income. Long driveway fits up to 6 cars situated on an impressive 68.88 x 147.52 ft lot, presents excellent future redevelopment potential. Newer roof (2024). Conveniently located close to schools, parks, public transit, shopping, and everyday amenities. A fantastic opportunity for homeowners, investors, and builders.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,504
- Property tax
- $329
- Heat allowance
- $150
- Housing costs
- $4,982 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$153,000
gross annual household income
- Payment at 4%
- $3,703 / mo
- Cash down
- $175,980
Assumes no other monthly debts · 25-yr amortization
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