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Listed 2 months ago

3 Ruddell Place

Centennial Scarborough, Toronto

$1,399,000

Detached|2-Storey
4 | 4 | 8
About this home

Welcome to this exceptional 4-bedroom detached home situated on a premium sun-filled lot on a quiet cul-de-sac in the highly sought-after Centennial community. Offering the perfect combination of privacy, comfort, and functionality, this beautifully maintained residence features a spacious open-concept layout, generous principal rooms, and elegant oak flooring throughout. The bright eat-in kitchen overlooks a beautifully landscaped backyard and provides seamless access to multiple walkouts leading to a large deck, ideal for entertaining, outdoor dining, or relaxing with family and friends. The inviting sunken family room, complete with a cozy fireplace, creates the perfect setting for year-round enjoyment. Adding tremendous value and versatility, the home features a separate basement apartment with its own entrance, making it ideal for extended family, multi-generational living, or potential rental income. Recent updates include a newer roof (approximately 3 years old), a new driveway, and a tankless hot water system, providing added convenience and peace of mind. Located just minutes from Highway 401, top-rated schools, parks, shopping, and the beautiful Rouge Valley trail system, this is a rare opportunity to own a remarkable home in one of Scarborough's most desirable family-friendly neighbourhoods.

Extras

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Got questions?

Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,081
Lot Size66.62 ft x 112.37 ft
mls© NumberE13451264
Listed ByRE/MAX EXCEL REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,161
Property tax
$507
Heat allowance
$150
Housing costs
$7,817 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $279,800
25-yr amortization

Income needed

$241,000

gross annual household income

Payment at 4%
$5,887 / mo
Cash down
$279,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

Nearby listings

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