| CAC Included | |
| Common Elements Included | |
| Heat Included | |
| Building Insurance Included | |
| Parking Included | |
| Water Included |




























4402 - 65 St Mary Street
Bay Street Corridor, Toronto
$1,999,000
Spectacular 2 Bedroom + Den Suite Featuring Breathtaking Wraparound South And West Views Of The City Skyline And Lake Ontario! Boasting Soaring 10-Ft Ceilings, Upgraded Flooring, And A Spacious Open-Concept Living, Dining, And Kitchen Area Perfect For Entertaining. Enjoy Two Private Balconies, Plus One Parking Space And One Locker Included. Exceptional Building Amenities Include Concierge, Fitness Centre, Party Room, Rooftop Terrace, And Visitor Parking. Prime Downtown Location Just Steps To U Of T, Yorkville, Subway, Shopping, Dining, And Everyday Conveniences!
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Listing History
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $10,232
- Property tax
- $784
- Heat allowance
- $150
- Condo fees, half counted
- $595
- Housing costs
- $11,760 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$362,000
gross annual household income
- Payment at 4%
- $8,412 / mo
- Cash down
- $399,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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