| Water Included | |
| Heat Included | |
| Building Insurance Included | |
| Common Elements Included |
New4 hours ago
1708 - 65 St. Mary Street
Bay Street Corridor, Toronto
$658,000
Condo Apartment |
1 + 1 | 1 | 0 | 0
About this home
Experience elevated downtown living at 65 St. Mary Street, located in one of the Bay & Bloor corridor's most coveted luxury buildings. This 592-square-foot One-Bedroom plus Den suite features an open-concept layout and a versatile den ideal for a home office. Step outside onto a rare, oversized 126-square-foot private balcony-the perfect urban retreat. Unbeatably located just steps from Yorkville, the University of Toronto, world-class dining, luxury shopping, and two subway lines, this home offers the ultimate in city convenience and style.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,368
- Property tax
- $301
- Heat allowance
- $150
- Condo fees, half counted
- $224
- Housing costs
- $4,043 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $131,600
25-yr amortization
Income needed
$124,000
gross annual household income
- Payment at 4%
- $2,769 / mo
- Cash down
- $131,600
Assumes no other monthly debts · 25-yr amortization
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