| Common Elements Included |
New5 hours ago
233 - 121 Lower Sherbourne Street S
Moss Park, Toronto
$574,900
Condo Apartment |
2 | 2 | 0 | 0
About this home
Welcome to Time & Space Condos, Urban living in Toronto's St Lawrence & Distillery waterfront community, this 675 sqft 2-bedroom & 2-bath unit has premium laminate flooring & 9ft ceilings throughout. Kitchen includes upgraded quartz countertops w/built-in stainless steel Whirlpool appliances. Equipped with Cyber suite security system, large balcony & plenty of building amenities (Concierge, party, games & media room, yoga studio, gym, pool & outdoor patio). Just Moments from the Entertainment and Financial Districts, Distillery District, St Lawrence Market, Sugar Beach, Parliament Square, Princess St Park, 14 min walk to Union Station, easy access to downtown shopping, grocery, dining & entertainment. Maintenance Fee includes Water, Heating, and Internet.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,943
- Property tax
- $254
- Heat allowance
- $150
- Condo fees, half counted
- $287
- Housing costs
- $3,633 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $114,980
25-yr amortization
Income needed
$112,000
gross annual household income
- Payment at 4%
- $2,419 / mo
- Cash down
- $114,980
Assumes no other monthly debts · 25-yr amortization
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