| CAC Included | |
| Common Elements Included | |
| Heat Included | |
| Building Insurance Included | |
| Parking Included | |
| Water Included |
New5 hours ago
132 - 38 Grand Magazine Street
Niagara, Toronto
$785,000
Condo Apartment |
2 + 1 | 1 | 1 | 1
About this home
Rare live/work opportunity at this walkout suite with mixed-use local zoning, giving you the flexibility to run your business from home or welcome clients right to your front door. Ideal for creative professionals, boutique retailers, consultants, wellness practitioners, and other small business owners. The bright, open 2-bedroom layout features high ceilings, generously sized rooms, and abundant natural light. Recently renovated with new flooring and an updated bathroom. The upgraded kitchen features an island and full-sized appliances.Includes a premium parking space beside the elevator and a ground-floor locker.Enjoy building amenities including an outdoor pool, all in a vibrant Toronto waterfront community.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,018
- Property tax
- $253
- Heat allowance
- $150
- Condo fees, half counted
- $384
- Housing costs
- $4,804 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $157,000
25-yr amortization
Income needed
$148,000
gross annual household income
- Payment at 4%
- $3,303 / mo
- Cash down
- $157,000
Assumes no other monthly debts · 25-yr amortization
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