121 Niagara Street
Niagara, Toronto
$1,450,000
Rare King West semi on a quiet street, steps to Trinity Bellwoods, Stackt Market and King West dining. Duplex totalling to approx. 2,631sf with two kitchens, three renovated baths and a finished lower level with its own walk-out. Detached two-car garage off the rear lane. Currently tenanted month-to-month, offering flexibility for an end-user or investor. Backs onto a large site with an active development application at 2 Tecumseth St, adding long-term upside.
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Listing History
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,422
- Property tax
- $608
- Heat allowance
- $150
- Housing costs
- $8,180 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$252,000
gross annual household income
- Payment at 4%
- $6,102 / mo
- Cash down
- $290,000
Assumes no other monthly debts · 25-yr amortization
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