| CAC Included | |
| Common Elements Included | |
| Heat Included | |
| Building Insurance Included | |
| Parking Included | |
| Water Included |
New4 hours ago
605 - 51 Lower Simcoe Street
Waterfront Communities C1, Toronto
$550,000
Condo Apartment |
1 | 1 | 1 | 0
About this home
Welcome to Suite 605 at 51 Lower Simcoe Street! This inviting downtown condo features an open-concept layout, floor-to-ceiling windows and a private balcony. The kitchen offers granite countertops, stainless steel appliances and a breakfast bar overlooking the living and dining area. A comfortable bedroom, ensuite laundry and easy-care flooring complete the space. Enjoy building amenities including an indoor pool, fitness centre, sauna, party room and billiards room. Ideally located near Union Station, the waterfront, Scotiabank Arena, Rogers Centre, steps away from parks, restaurants and shopping. A convenient place to call home in the heart of the city!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $223
- Heat allowance
- $150
- Condo fees, half counted
- $265
- Housing costs
- $3,453 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $110,000
25-yr amortization
Income needed
$106,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $110,000
Assumes no other monthly debts · 25-yr amortization
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