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528 - 109 Front Street E
Waterfront Communities C8, Toronto
$499,900
Presenting a fantastic opportunity to own a spacious 768 square foot condominium in the highly sought-after St Lawrence Market neighborhood. Tons of natural light pouring in from the open-concept layout that is enhanced by the two storey floor to ceiling windows offering an abundance of natural light throughout the day and inner courtyard tree lined views. The primary bedroom is particularly impressive, featuring a spacious walk-in closet along with ensuite washroom and enough space for a king size bed and office setup. The unit also has a convient main floor powder room and comes with a parking spot and locker. The maintenance fees cover water, heat, and hydro. Residents of this building enjoy easy access to the Garidiner, are within walking distance of the subway and all other Toronto amenities. Move and live in a unit meticulously maintained by its original owners.
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Listing History
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $273
- Heat allowance
- $150
- Condo fees, half counted
- $425
- Housing costs
- $3,407 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$105,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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