| Heat Included | |
| Common Elements Included | |
| Building Insurance Included | |
| Parking Included |
New2 hours ago
1602 - 199 Richmond Street W
Waterfront Communities C1, Toronto
$728,000
Condo Apartment |
2 + 1 | 2 | 1 | 1
About this home
Prestige Studio building on Richmond St West. High 16th floor, unobstructed view from every window, bright corner unit, 2 bedrooms + den, 2 full bathrooms, 746 sq ft + large 92 sq ft balcony, 9 ft ceilings, Modern kitchen, Miele B/I Appliances, Centre island. Steps to OCAD, University of Toronto, Osgoode Subway station, restaurants, shops. Walk score 100 out of 100. 24 Hr security, gym, media lounge, billiard room, party room. Some pictures where taken when the condo was vacant.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,726
- Property tax
- $342
- Heat allowance
- $150
- Condo fees, half counted
- $468
- Housing costs
- $4,687 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $145,600
25-yr amortization
Income needed
$144,000
gross annual household income
- Payment at 4%
- $3,064 / mo
- Cash down
- $145,600
Assumes no other monthly debts · 25-yr amortization
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