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New3 hours ago

489 Ontario Street

Cabbagetown-South St. James Town, Toronto

$1,699,000

Semi-Detached |3-Storey
3 | 3 | 0
About this home

A rare offering in Toronto's coveted Cabbagetown, this distinctive three-storey townhouse brings together beautiful design, generous proportions and an artfully curated aesthetic. Rich in personality and thoughtfully appointed throughout, the home balances expressive style with understated sophistication. 3 bedrooms above grade, perfectly laid out with a versatile lower level that can be used as a guest bedroom or extra family room. Well-appointed rooms offer inviting spaces for entertaining and everyday living, while large bedrooms provide exceptional comfort. The primary bedroom retreat is a private haven, offering a peaceful escape at the end of the day. Outdoors, a serene, low-maintenance garden creates an intimate setting. Tastefully composed and truly one of a kind, this is a home for those who appreciate interiors with character and a style all their own.

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BrokerHub Inc.
(647) 254-1864
TypeSemi-Detached
Style3-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$9,784
Lot Size47.54 ft x 25.72 ft
mls© NumberC14104316
Listed ByHARVEY KALLES REAL ESTATE LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,696
Property tax
$815
Heat allowance
$150
Housing costs
$9,662 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $339,800
25-yr amortization

Income needed

$297,000

gross annual household income

Payment at 4%
$7,150 / mo
Cash down
$339,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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