| Common Elements Included | |
| Building Insurance Included |
New3 hours ago
323 - 21 Earl Street
North St. James Town, Toronto
$495,000
Condo Apartment |
1 | 1 | 0 | 0
About this home
Earl Lofts is a gated, low-rise condominium on a quiet, tree-lined street near Jarvis and Bloor. This 1 bedroom loft has 17-foot ceilings and a grand two-storey south-facing window that fills the open-concept living space with natural light throughout the day, and the light carries up to the bedroom. The kitchen peninsula looks over the living area, so cooking, dining, and entertaining all share the same bright room. A small south-facing balcony adds a spot for fresh air. Convenient transportation and great restaurants nearby.
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| Type | Condo Apartment |
| Style | Loft |
| Approx. Age | 16-30 |
| Size | 500-599 sq. ft. |
| Maintenance Fees | $633 |
| Locker | None |
| Balcony | Open |
| Exposure | South |
| Parking Type | None |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $2,440 |
| mls© Number | C14095342 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,534
- Property tax
- $203
- Heat allowance
- $150
- Condo fees, half counted
- $316
- Housing costs
- $3,203 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $99,000
25-yr amortization
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,083 / mo
- Cash down
- $99,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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