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New3 hours ago

263 Lauder Avenue

Oakwood Village, Toronto

$1,299,900

Detached|2-Storey
4 | 1 | 1
About this home

Rarely available St Clair Village century home. Solidly built 4 bedroom Detached two-story brick and stone family home a short walk from St clair shops and restaurants in Toronto's desirable St. Clair Village. Well maintained by long-time owners. Wide stone covered front porch. Original hardwood floors, baseboards & trim throughout. Original stained glass windows.Spacious Dining room with beamed ceilings and plate rail, double French doors opening to an English garden. Living room with a faux fireplace and large windows. Four good-sized bedrooms with large closets(3), well suited to shared living. Original built in storage for linens andessentials. Deep 25 x 120 ft lot with a mutual drive, permeable paver front pad parking (permit renewalrequired). Garage converted to a workshop with "roughed in electrical". Separate side entrance to high dry unfinished basement with potential for a future guest suite. High Efficiency Furnace and CAC. Upgraded 200amp electric panel. Sump Pump with battery backup. A wonderful mix of old world charm withmodern updates.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,271
Lot Size25 ft x 120 ft
mls© NumberC13841776
Listed ByFOREST HILL REAL ESTATE INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,653
Property tax
$439
Heat allowance
$150
Housing costs
$7,243 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,980
25-yr amortization

Income needed

$223,000

gross annual household income

Payment at 4%
$5,470 / mo
Cash down
$259,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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