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New2 hours ago

146 Montrose Avenue

Trinity-Bellwoods, Toronto

$1,599,000

Semi-Detached |2-Storey
3 | 3 | 2
About this home

Stop and smell the roses on Mont-rose! Befitting open for one of the more stunning cornor lot gardens on the street. Some homes ask you to fit your life into their floor plan. 146 Montrose gives you choices. Built in 1982-decades newer than many surrounding century homes-this substantial brick duplex combines solid construction, generous rooms and the flexibility to evolve as life changes. It is an ideal setup for multigenerational living, two friends purchasing together, or an owner who wants rental income to help offset the mortgage. With two kitchens and multiple living areas already in place, there is potential to create a third unit. Inside, bright principal rooms, large windows and warm parquet flooring create an inviting sense of home. The spacious eat-in kitchen opens to an enclosed sunroom-a peaceful spot for morning coffee, afternoon reading or quiet evenings overlooking the garden. The tall, finished lower level feels anything but an afterthought, offering an expansive living area with distinctive exposed-brick arches, and plenty of room for working from home, extended family, guests or future income possibilities. Dedicated laundry and abundant storage add the practical features a multi-unit home truly needs.At the rear, the large garage provides valuable parking, storage and workshop space, while also presenting possible future laneway-suite potential. Then there is the neighbourhood: coffee and dinner along College Street, evenings on Ossington, weekends in Trinity Bellwoods Park, and the shops, restaurants and character of Little Italy and Dundas West all close at hand. Transit and daily essentials are nearby, making this the kind of address where the neighbourhood becomes part of the home. A solid, adaptable property offering space for today, income potential for tomorrow and options for whatever comes next. Some photographs have been virtually staged for illustrative purposes.

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BrokerHub Inc.
(647) 254-1864
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$8,695
Lot Size18.25 ft x 112.88 ft
mls© NumberC13810332
Listed ByKELLER WILLIAMS REFERRED URBAN REALTY

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,184
Property tax
$725
Heat allowance
$150
Housing costs
$9,059 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $319,800
25-yr amortization

Income needed

$279,000

gross annual household income

Payment at 4%
$6,729 / mo
Cash down
$319,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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