31 Rose Avenue
Cabbagetown-South St. James Town, Toronto
$2,098,000
It's not often you find a legal triplex in one of Toronto's most sought-after neighbourhoods.This 3 storey Victorian in Cabbagetown features a total of 5 bedrooms, 3bathrooms, and a detached garage with laneway potential (report attached). Should you wish to add an additional unit to the property, a basement apartment is viable. Each unit comes equippedwith its own heat pump and in-suite laundry for added comfort.
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Listing History
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $10,739
- Property tax
- $869
- Heat allowance
- $150
- Housing costs
- $11,757 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$362,000
gross annual household income
- Payment at 4%
- $8,829 / mo
- Cash down
- $419,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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